If your 65-year-old mother needed to draw income from $500,000 in savings, what strategy would you consider first:
A variable annuity with a 5% guaranteed lifetime withdrawal benefit. |
28% |
An immediate annuity for half the money, and balanced index funds for the rest. |
38% |
A ladder of five-year immediate and deferred fixed annuities, coupled with equity investments. |
21% |
Systematic withdrawals from a balanced mutual fund portfolio. |
12% |
From a financial industry perspective, who do you think would make the best president of the United States?
John McCain |
55% |
Hillary Clinton |
20% |
Barack Obama |
24% |
By how much should the Federal Open Market Committee lower the Fed Funds Target Rate, now at 3%, on March 18?
By a quarter-point. |
29% |
By a half-point. |
29% |
By three-quarters of a point. |
14% |
Not at all. |
29% |
Consolidation in the annuity industry is likely to continue; what do you think is the most significant effect of consolidation on consumers, good or bad?
Limit consumer choices |
14% |
Increase cost to consumer |
57% |
Decrease cost to consumer |
14% |
Facilitate greater focus on comprehensive financial planning |
14% |
Hinder shift to a comprehensive financial planning distribution model |
0% |
Would the financial services industry be better off today if the Glass-Steagall Act hadn't been repealed in 1999?
Yes |
25% |
No |
25% |
Hindsight is always 20/20 |
50% |